Welcome to WSL Sport & Leisure, where your passion for adventure meets seamless financing solutions! As a premier destination for powersports and marine enthusiasts, we pride ourselves on not only offering an extensive range of top-tier vehicles and watercraft but also on making your dreams accessible through our expert in-house financing options.

Why Choose Our In-House Financing:

At WSL, we understand that the thrill of the ride or the serenity of the open water shouldn't be hindered by financial constraints. Our dedicated finance team is committed to crafting tailor-made solutions that align with your budget and lifestyle. Whether you're a seasoned rider or a first-time buyer, our in-house financing options provide a hassle-free and personalized approach to acquiring your dream powersport vehicle or marine vessel.

Expertise You Can Trust:

Navigating the world of financing can be overwhelming, but fear not – our seasoned finance professionals are here to guide you every step of the way. With years of industry expertise, we possess the knowledge and insight to help you secure the most advantageous financing terms. From understanding interest rates to demystifying the fine print, we're dedicated to ensuring you make informed decisions that empower your ownership experience.

Benefits of Our In-House Financing:
  1. Quick and Easy Approval: Streamlined processes for swift approval, so you can get on the road, trail, or water sooner.
  2. Competitive Rates: Enjoy competitive interest rates that make your dream unit or vessel more affordable than ever.
  3. Flexible Terms: Tailor your financing plan to suit your unique needs with flexible terms designed for your convenience.
  4. Comprehensive Support: Our finance team is always at your service, ready to address any questions or concerns you may have throughout the financing journey.
Experience the WSL Sport & Leisure Difference:

Beyond offering an unparalleled selection of powersports and marine units, our commitment to customer satisfaction extends to ensuring your financing experience is just as thrilling as your adventures. Explore our inventory with confidence, knowing that your journey with us includes the support of a team dedicated to turning your dreams into reality.
Embark on your next adventure with confidence, knowing that at WSL, we not only share your passion for powersports and marine exploration but also offer the financial expertise to make it a reality. Contact us today to discover the exciting possibilities that await you!

You’ll know you made the right choice when you push the starter on your new Axis Wake, Cobalt Boats, Honda®, Honda Marine, Honda Power, Lund, Malibu, Mercury®, Polaris®, Yamaha, Yamaha Marine or Yamaha Power.
There's no reason to wait! To get a quote, Apply Today (link to WSL secure finance app)
Have questions? Check out our finance FAQ page.
Want to explore your options further before applying? Text us at (204)987-5640 or email us: finance@wslsport.com. We look forward to connecting with you!

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Lenders, banks, credit unions, and dealerships often provide financing options for powersports and marine vehicles. You can explore in-house financing options offered by WSL with reputable institutions we work with, or manufacturer financing programs.
Financing is available for a wide range of vehicles, including motorcycles, ATVs, snowmobiles, personal watercraft, boats, and other recreational vehicles. The eligibility for financing may vary based on the type and age of the vehicle.
Lenders consider factors such as your credit score, income, debt-to-income ratio, and the value of the vehicle when determining loan approval and interest rates. A higher credit score generally leads to more favorable terms.
Yes, many lenders allow you to get pre-approved for a loan, which can give you a better understanding of your budget.
Loan terms can vary, but they typically range from a few years for shorter-term loans to several years for longer-term loans. The specific term may depend on factors such as the type of vehicle and the loan amount. Ex. Boat loans are set up with a fixed term (typically 5 years) and an amortization period. Depending on cost, they can be as long as 20 years.
Down payment requirements can vary. While some lenders may require a down payment, others may offer zero-down financing options. A down payment can, however, impact the overall terms of the loan.
Yes, our manufacturers often offer special financing promotions, low-interest rates, or rebates on certain models. It's worth checking for any ongoing promotions or incentives.
It's crucial to understand the consequences of missed payments and communicate with your lender if you encounter financial difficulties. Some lenders may offer options like deferment or modification to help you during challenging times.
There are no additional fees from WSL for financing a unit, however some lenders charge administrative fees based on credit approval, and lien registration requirements.
Regularly checking your credit score in Canada is important for monitoring your financial health and identifying any inaccuracies or suspicious activities on your credit report. Below are a few options you can explore:
    
  1. Credit Reporting Agencies: In Canada, the major credit reporting agencies are Equifax and TransUnion. You are entitled to request a free credit report from each of these agencies once a year. You can request your credit report online through their respective websites.
  2. Credit Monitoring Services: There are credit monitoring services available in Canada. Some of these services offer free access to your credit score, while others may charge a fee. Be sure to choose a reputable service.
  3. Banks and Financial Institutions: Some Canadian banks and financial institutions provide credit scores to their customers. Contact your bank to inquire about the availability of this service.
  4. Credit Score Apps: There are mobile apps available in Canada that offer credit score monitoring. Make sure to choose a reliable app and read reviews before providing any personal information.
  5. Credit Cards: Some credit card issuers in Canada provide your credit score on your monthly statements or through their online portals. Check with your credit card company to see if they offer this service.
  6. Credit Counselling Agencies: Credit counselling agencies in Canada may provide credit reports and scores as part of their services. Ensure that the agency is reputable and legitimate.
  7. Financial Institutions: Certain credit unions and other financial institutions in Canada may also offer access to credit scores. Contact your financial institution to inquire about this service.
All the information we require is on the loan application. In addition to the finance application we require: a quote from your Sales Advisor so we have a total purchase price to apply for, a copy of your driver’s license, residential information and employment information.
Our lender/banks are extremely quick once the application has been submitted. If all information that has been requested is submitted, we typically see an approval in a couple of hours.
  • Our lenders do charge a small finance registration fee which is based on the term of the loan. Also known as a lien fee or PPSA.
  • Based on credit, if you are financing with a sub-prime lender, they do typically charge an administration fee for using this type of loan.
Yes, we love to make this accommodation and will discuss this with you based on your financial needs.
The loan is open and can be prepaid at any time without charge or penalty
  • Yes! Absolutely one or all of the above can be added to a loan.
    • An extended warranty is a great way to protect your unit after the OEM warranty has expired.
    • Loan protection products are a fantastic way to protect your payment & loan.
    • And who doesn’t love adding accessories to have your unit match your lifestyle and needs!